Welcome to the Richard Carr & Associates Web site. We believe that good financial decisions don't have to be confusing. We can provide simple, proven techniques that can help you make the most of your money and help achieve more of your financial goals.

This site will not only introduce you to our philosophy and services, but it will also offer a wealth of educational materials, articles, newsletters, calculators, and other tools -- all designed to keep you up-to-date on financial issues, strategies, and trends. This educational material is updated frequently.

If you have any questions or want to schedule a complimentary meeting to discuss your specific questions, you can e-mail me at rich@carrfinancial.net or call 508-795-0264.

Tune in Saturday at 9 am to the Financial Freedom Show    

  Please note the information being provided is strictly a courtesy. When you choose this link, you are leaving this site. Tower Square Securities makes no representation as to the completeness or accuracy of any information provided at these sites. Nor is the Company liable for any direct or indirect technical or system issues or any consequences arising out of the access to or the use of a third-party site. When you access one of these sites, you are leaving this Tower Square Securities approved website and assume total responsibility and risk for your use of the site to which you link

Life Insurance
How much life insurance would you need to produce a sufficient income stream for your family?

College Funding
Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Cost of Retirement
Use this calculator to estimate how much income and savings you may need in retirement.

Mortgage Acceleration
This calculator can help you determine how soon you can pay off your mortgage.

More Calculators>>>

Using a Variable Annuity for Guaranteed Income
One recommendation from the White House Task Force on Middle Class Working Families was for retirees to consider purchasing annuities to help provide a stable income. Investors who want their retirement portfolios to go the distance might want to learn more about variable annuities.

HOT TOPIC: Will Federal Reserve Tactics Help the Ailing U.S. Economy?
This article looks at policy tools that the Federal Reserve has used in the past and may use going forward in its attempts to spur economic growth. It also explains the possible implications of a long-term, low-interest-rate environment for investors, savers, and retirees.

Finding a Good Time to Invest
When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

Making Money Market Funds Work for You
Some investors turn to money market funds when they are concerned about market volatility. Although money market funds may carry less risk than stocks, investing in them as a reaction to market volatility also carries the risk of missing out on potential gains when the market begins to recover.

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